A Levy, Garnishment, or Final Notice
After an IRS bank levy, your bank holds the money for 21 days before sending it to the Treasury. Once you sign a power of attorney, we deal with the agency directly to stop collection and release what we can.
Most people leave our free consultation with a plan. Some leave with the problem solved.
We'll get the IRS and the state on the phone with you, often in your very first meeting. Then our Enrolled Agents handle the levies, garnishments, unfiled returns, and negotiations, so you never have to face the government alone. No commissioned salespeople. No judgment.
Fix Your Tax Problem, Inc. is a tax resolution firm at 2 Commercial Blvd, Suite 101-D, Novato, CA 94949, founded in 2010. Led by CEO John Bove, EA (Master's in Accountancy, Sacramento State) and President Robert “Bob” Crane (25+ years in tax resolution), its Enrolled Agents resolve IRS and California tax debt, levies, garnishments, liens, unfiled returns, and Offers in Compromise for clients in all 50 states.
Whether the IRS froze your account this morning or you haven't filed in eight years, there's a judgment-free path forward. Pick the one that sounds like you.
After an IRS bank levy, your bank holds the money for 21 days before sending it to the Treasury. Once you sign a power of attorney, we deal with the agency directly to stop collection and release what we can.
Take a breath. You don't need a shoebox of receipts. We pull your income records directly from the IRS, file the years that matter, and claim every deduction you're entitled to.
We run the real IRS math on your income, expenses, and assets, then pursue the option you actually qualify for: an Offer in Compromise, a payment plan, penalty removal, or a hardship pause.
You're in the right place. Since 2005, we've helped thousands of employees referred through Employee Assistance Programs, including My Secure Advantage, plus clients sent by professionals across the Bay Area.
Much of this industry runs on late-night ads and commissioned salespeople who sell fear. We built Fix Your Tax Problem to do the opposite: honest math, licensed Enrolled Agents, and real people who call you back.
| What matters | Typical call-center “tax relief” firm | Fix Your Tax Problem |
|---|---|---|
| Your first call | A salesperson reads a script and asks for a big retainer before anyone looks at your IRS records. | A calm conversation with Bob Crane, often with the IRS or the state on the line to find out exactly what you owe. |
| Who works your case | Your file moves between departments, and nobody owns it. | The same small team, start to finish: John Bove, EA, Cheri Patterson, EA, and Offer in Compromise specialist Ivana Gvozdic. |
| Honesty | “Pennies on the dollar” for everyone, even people the IRS rules will never approve. | The truth, even when it costs us the job. If you can fix it yourself, Bob will tell you how. Clients say so in their reviews. |
| Seeing what's happening | A black box. You don't know what's been filed or when. | A secure client portal where you can see every document, return, and filing, any time. |
| California & nationwide | Federal templates that don't account for California's own tax agencies. | IRS and California, handled together: FTB, EDD, and CDTFA, plus IRS representation in all 50 states. |
“I worked with a compartmentalized tax agency before which was a terrible experience - so I would recommend Bob instead.” — Christian B., ★★★★★ Google review
“He explained to me the illusion behind some of the more predatory tax remedy organizations marketed online and over the airwaves.” — Michael Kelly, ★★★★★ Google review
Here's what happens when licensed Enrolled Agents and an experienced Offer in Compromise specialist work your case.
“Ivana (Total Rock Star) submitted an Offer in Compromise and after a counter by the IRS my tax liability went from about $140k down to $2,352... Thank you Bob, John, Ivana and Ed for getting me back my life!”
A balance of more than $50,000 reduced to $3,000, with Bob guiding the case from start to finish.
“This wasn't ‘pay zero for a million dollar tax mess’ but a realistic and attainable goal... everything we did was on the server and I could see it 24/7. FYTP got my bill down $65k.”
“They guided me through a foreclosure and were able to settle a large tax debt for less than 2% of the debt! The money I saved through the OIC was more than 6 times more than the legal fees!”
Past results don't guarantee a similar outcome. Every case depends on the taxpayer's income, expenses, assets, and eligibility.
You'll work with the same small, credentialed team from your first call to the day your case is resolved.
27+ years in tax resolution and a Master's in Accountancy from Sacramento State. John leads complex IRS and California cases.
Your first call. 15-year BNI member and Director Consultant for BNI San Francisco Bay Area. Voting member of the Recording Academy.
Cheri prepares current and back-year returns for individuals and businesses. Ivana builds the Offers in Compromise clients call life-changing (“Ivana, Total Rock Star”). Biljana and Angela keep every case moving, and clients say Angela “makes scheduling a breeze.”
Once you sign a power of attorney, the IRS and California's tax agencies deal with us instead of calling you or your employer.
Settle your tax debt for less than you owe when your income and assets can't realistically pay it.
Release frozen bank accounts, stop paycheck garnishments, and clear liens that block a home sale or refinance.
California's Franchise Tax Board can collect for 20 years. We handle the state and the IRS at the same time.
Behind 2 to 10+ years? We pull your records from the IRS and replace inflated IRS-prepared returns with accurate ones.
Penalties and interest can make up a large share of a tax bill. We fight to remove them, and set up payments you can live with.
Representation for IRS audits, relief from a spouse's tax debt, and payroll tax problems that put business owners personally at risk.
Click a region on the map, or a tab below, to see how we help clients there, in their own words.
Once we represent you, the government calls us, not you. Here's exactly what happens after your free consultation.
Tell us your story. We review your notices, income, and expenses, and match you to the right option among 11 federal and state solutions.
We set up your private client portal and a clear written agreement, so you can see every document and milestone, any time.
Once you sign, we step between you and the IRS or state. Collection calls and letters come to us.
We pull your official IRS and state records, find any missing returns, and give you a simple checklist.
We file your back returns, negotiate your resolution, and keep you compliant going forward.
If your company's Employee Assistance Program (EAP) or a My Secure Advantage coach sent you, you're in the right place. Since 2005, we've helped thousands of referred employees resolve back taxes, audits, and IRS notices, wherever they live.
A tax lien blocking an escrow, six years of unfiled returns, an IRS revenue officer at the door: send them to us. Bob Crane is a 15-year BNI member and a Director Consultant for BNI San Francisco Bay Area.
The questions people ask us most before they get started.
Book your free consultation or call us directly. We'll explain your real options in plain English, and help you take the first step today.
Pick a time that works for you. You'll get an instant confirmation by text and email.